Zero down lease deals on any make or model, delivered free to your driveway anywhere in Pennsylvania.
(215) 660-0300
Mon - Fri: 10:00AM - 7:00PM
Sat: 10:00AM - 4:00PM
447 Second Street Pike, Southampton, PA 18966
VIP Auto PA is a full-service leasing company, not a dealership. Since 2007, we have helped drivers lease a car in Pennsylvania without setting foot in a showroom. We buy factory direct, so dealer markups, commissions, and surcharges never reach your monthly payment. Tell us the vehicle you want, and our team handles the rest from our Southampton office in Bucks County, just outside Philadelphia. More than 120 Google reviews say the process works.
Our zero down lease deals require no money down at signing, on any make or model. Our lowest price guarantee applies to all of them, and there are no hidden fees.
We buy at volume and pass the discounts straight through, so our prices sit below what most dealerships put on paper for the same leased vehicle. Explore our current lease deals to see what is available right now, or shop by budget and let us come back with options.
A car loan pays off the full purchase price of the vehicle. A lease covers only the depreciation across your term plus a finance charge, which is why leasing usually produces lower monthly payments than financing the same car. For Philadelphia area drivers, that gap is real money every month.
Take the sticker price, subtract the residual value the car is expected to hold at the end of your term, and spread the difference across the months of the lease. Add the money factor, which behaves like the interest rate on traditional financing, and you have your payment. Financing the same car spreads the full price instead, which is why that payment sits higher. Lower the starting price and the lease payment falls with it. That is where we save you money.
A standard lease term usually sits inside the factory warranty, so covered repairs stay with the manufacturer rather than you. Financing a purchase makes more sense if you plan to keep the same car for eight or ten years and want its resale value at the end, which is what financing buys you. If you would rather drive something newer every few years on predictable payments, leasing is usually cheaper and simpler.
Start your search with the makes and models you are considering, or tell us your budget and how many miles you drive each year. We compare lease deals across our dealer network and come back with real numbers rather than a teaser rate, so every customer sees where the money goes.
Complete the short form with your first name and the other required fields, and we get the process started. Personal and business applications are separate, so company vehicles go through our business pre-qualification instead. Get pre-qualified first and save time when you shop.
Paperwork is electronic, insurance is arranged before delivery, and your new car arrives at your home or office at no charge. If you would rather receive it in person, our Southampton office is open six days a week.
You can shop more than 500 makes and models through us, from Nissan to Bentley. We handle a Toyota lease the same way we handle Honda, BMW, Jeep, Mercedes, GMC, Cadillac, Chevrolet, RAM, and Volkswagen. We can quote a Toyota lease alongside a comparable model from another brand so you can see which one is better value. You get the same access across sedans, SUVs, trucks, hybrids and electric vehicles.
If you want a test drive before you commit, arrange one at a local dealer, then bring the deal back to us. You choose the mileage allowance that matches how you actually drive, whether that is a short commute or long weekly highway miles, so you save the cost of miles you never use. Tell us upfront if you expect to exceed a standard allowance, and we will build the extra miles in rather than leave you a bill at the end.
We are based at 447 Second Street Pike in Southampton, about 20 miles northeast of Philadelphia. Our leasing services reach Philadelphia itself and the wider Philadelphia metro area, including Feasterville-Trevose, Huntingdon Valley, Holland, Abington, Warrington, and Warwick. Nearby Bucks County towns such as Churchville, Richboro and Warminster are covered too.
Beyond Bucks and Montgomery, our service area covers Chester and Delaware Counties, and we deliver statewide, from the Philadelphia suburbs out to Allentown, Lancaster, Harrisburg and Pittsburgh. Delivery is free everywhere in Pennsylvania, which saves you the trip to Southampton. Across Bucks, Montgomery, and Delaware Counties, our customer satisfaction rate is 98 percent.
Factory-direct buying removes the dealer markup, so you get competitive rates instead of paying a middleman.
You never negotiate, and there is no sales pressure. Every customer gets one number, and we stand behind it.
Lease a practical Toyota or an ultra-luxury Bentley, sourced nationwide.
Leasing services for Philadelphia and the surrounding counties.
Paperwork, insurance, and delivery to your driveway, handled by our own team.
BMW X7
Honda Civic
Altura X5
No. Everything about your car lease, from the first quote to the signature, is handled remotely, and we deliver anywhere in Pennsylvania free of charge. Visiting our Southampton office is optional, though you are welcome to receive it in person if you prefer.
You put no money down at signing. You still pay Pennsylvania sales tax, bank fees, title fees, registration, and the first month’s payment, as you would on any lease, and we itemize every line before you commit.
Yes. Our business pre-qualification is a separate application built for company use, and your accountant can advise you on how the lease payments are treated at tax time.
If your lease is ending soon, we review where you stand and explore the options with you, from buying it out to moving straight into your next vehicle.
Yes. Lessors require comprehensive and collision coverage for the full term. We confirm your policy is active before the car reaches your driveway.
*Lease prices may reflect conquest, rebates, one pay, or loyalty incentives. Please inquire for more information. VIP Auto Group is not a franchised dealer.
*Zero down leases are subject to state taxes, bank fees, title fees, first month payments, and registration fees.
